Brought to you by: L.W. Seals
Mortgage tips, secrets, advice, etc.
Volume 1- MORTGAGE REFINANCE **Bookmark this page**
Mortgage Refinance: A refinanced mortgage is one in which a borrower pays down an old loan via a new loan. Those who refinance their mortgages usually do so for the advantage of getting a lower interest rate, lowering their payments, or to take a desired amount of cash out of their home equity.
L.W. Seals here,
Now that we've gotten the definition of Mortgage Refinance out of the way, hello, and thank you for tuning in to today's show. On "The Ultimate, Super, Fantastic, Mortgage...Resource Site", we like to find topics that are of great interest or in high demand on the internet and off. However, we do like to make things interesting, so we discuss the personal experiences of complete strangers who have their own unique stories to share.
Today we have a great show for you. We're on location in Beautiful Las Vegas, Nevada, and the temperature is around 110 degrees. The lights are unbelievable, and the energy level is higher than the Stratosphere. Our subject today is " Mortgage Refinance". We've tracked down a guest who is willing to talk about why he or someone close to him has had the need to refinance a mortgage. There is no good or bad reason for doing so. When you need extra cash, it can be due to an emergency or simply for that long awaited remodeling project. Something like Jerry Maguire said, "Show me the money!" Right?
So on our mission...,(Interrupted by a swirving taxicab) slow down! The sidewalk is not made for taxis! That guy has no class...Sorry bout' that. So on our mission...,we tracked down a guy from Las Vegas Blvd. After explaining what our purpose was, we offered a drink and some peanuts for his participation : Jesse
L.W. Seals: How do you like your Long Island?
Jesse: (sipping) Awesome, just awesome! Just right. It hit the spot...just what I needed.
L.W. Seals: Super. You said you had a story regarding a mortgage refinance. Care to share it?
Jesse: Sure, sure. Basically, I have this aunt that lives somewhere up in Beverly Hills, and uh, well she was talking to my mom about taking some money out of her home to remodel or ad-onto the house for Beast, the family pet.
L.W. Seals: Beast? She has a pet named Beast?
Jesse: Yeah, Beast; he's the family poodle.
L.W. Seals: (laughing) Yeah, that's what I was going to ask; if he was the family poodle - Cool name...
Jesse: (laughing) I know, huh? Anyway, she has this super mansion or something, and they were talking about how she should refinance her mortgage in order to take out some money to build this all-marble fortress in the backyard for Beast. Renovated 2-story dog house and all... She said that he would feel more at home if he had more dog-like comfortable surroundings, and a huge area that he could call his own. That way he would'nt always look so lonely, you know?
L.W. Seals: If I knew that the "humans" were refinancing their mortgage to build an all marble fortress for me, I would feel at home too! So was "Beast" the poodle the main reason your aunt looked into a mortgage refinance?
Jesse: Well yeah, he's like part of the family. I think he gets treated better than I do!
L.W. Seals: Would you ever refinance your mortgage for your pet poodle?
Jesse: Me, refinance? "Beast" could probably refinance before I could. That dog has a 14kt gold diamond encrusted collar. He's on my aunt's insurance policy for cryin' out loud. He's probably part owner of the estate! I don't even own a home yet.
L.W. Seals: Wow...I think I've probably seen it all...Dennis Rodman, Paris Hilton, and a poodle named "Beast", who owns a diamiand encrusted collar worth more than my car! Well Jesse, we do thank you for your time and participation...Before you go, heres something you should know about mortgage refinancing if you ever DO get the chance to purchase a home:
Mortgage Refinance Tip:
In order to ensure that you are being offered the lowest rates possible, apply to several different lenders during the pre-approval process. You may want to ask that they not pull your credit report just yet. Once you have more of an idea of which lender you want to go through, only then should you allow your report to be accessed.
With today's economy going up and down like the Stock Exchange, you may find more and more reasons to seek an extra dollar or two to make life "that" much easier. That's life, when your sister need's to borrow $3,000 for personal drama. And so what you want the "Cribs" like indoor pool you've been thinking about since... forever. It's ultimately your choice, so do what feels right.
For up to date info. and more tips, strategies, secrets, and stories, please visit my blog at:
http://ultimatemortgagetips.blogspot.com/
Uh, oh! The water show at the Bellagio just started...Gotta go. Hope to see you on location at our next show!
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More About L.W. Seals: L.W. Seals is a creative writer/researcher. Whenever you need up-to-date mortage info., tips strategies, secrets, or stories, feel free to visit the Ultimate, Super, Fantastic, Mortgage...Resource Blog! at:
ultimatemortgagetips.blogspot.com/ |
